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Knowing How Insurance Companies Make Their Money

Wedding Bells Ringing Could Mean An Auto Insurance Discount

Posted by on Jul 17, 2015 in Uncategorized | Comments Off on Wedding Bells Ringing Could Mean An Auto Insurance Discount

If you are have recently gotten married, you and your new spouse are probably still trying to figure out your joint finances. Are your finances going to remain separate, will you have joint accounts, or will you have a common household account? While it may make sense to keep some bills separate, other bills such as your car insurance may need to be combined. This is because not only is paying one insurance company easier than paying two, but you may also qualify for several discounts, including the marriage discount.. What Is The Marriage...

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2 Ways To Ensure Financial Security For Your Children

Posted by on Nov 6, 2014 in Uncategorized | 0 comments

Do you want to make sure that your children are financially secure no matter what happens? Although you likely plan on living as long as possible, it’s always better to be safe instead of sorry because you can’t predict what will happen at any given moment. If making sure your children have that financial security as they get older is important to you, there are a few things that you can do now. Create a Savings Jar with Each Child Teaching your children how to save money at an early age is important, because it’s something...

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Should You Purchase Umbrella Insurance?

Posted by on Nov 4, 2014 in Uncategorized | 0 comments

If you’re like most Americans, you carry insurance for your car, your home, your health, and even your life. However, do you have coverage for when an accident causes you to exceed the liability limits on your home or auto policies? What recourse do you have if you are personally sued by someone injured on your property or by your vehicle? An umbrella insurance policy can help protect you in these situations, by kicking in additional coverage once your regular insurance is exhausted. Read on to learn more about umbrella insurance...

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How To Insure Your 1954 Mercedes W196R Formula 1 Race Car

Posted by on Sep 30, 2014 in Uncategorized | 0 comments

So maybe you don’t own the 30 million dollar Grand Prix winning Benz, but if you’re among the more than 76 million baby boomers in America, the first car you ever drove is now a coveted collectible. Maybe you’ve kept yours over the years or are looking to get your hands on one now. Collectible cars can even be a great investment, but most people buy them for the fun and sentiment. Here’s what you need to know about insuring your dream vehicle. The Appraisal Process No matter what the value you personally assign, your...

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How An SR-22 Will Affect Your Insurance Rates

Posted by on Sep 29, 2014 in Uncategorized | 0 comments

If you are shopping for an insurance company to provide you with an SR-22 filing, it usually means that you have been court ordered to do so. This is not something that people voluntarily file. It means that you have had one or more serious violations that have come to the court’s attention. While the actual filing of the SR-22 is not very expensive, the insurance policy attached to it can be. Understanding what an SR-22 is, and how it affects your insurance rates, are the first steps to finding ways to reduce your costs. What Is An...

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Put Your Smart Phone To Work When Filing An Auto Insurance Claim

Posted by on Sep 23, 2014 in Uncategorized | 0 comments

The next time you have to file an auto insurance claim, simply reach for your phone, because if you are like most Americans, you have a smart phone somewhere within your reach during most of the day. No matter what the make or model, when used correctly, it contains numerous features that can make filing an auto claim a little easier. It gives you the ability to shoot photos, video, and gives you space to document or make notes. These are all of the tools that you will need when you are documenting, and even submitting your claim. Use Your...

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Tips To Help Trucking Companies Avoid Cargo Theft

Posted by on Sep 10, 2014 in Uncategorized | 0 comments

In 2013, there were 951 reports of cargo theft in the United States, with an average load value of $171,000. Stolen loads are often covered by insurance; however, each filed claim can wreak havoc on a trucking company’s bottom line due to increases in insurance premiums. Fortunately, there are several things that trucking companies and truck drivers can do to avoid theft of their cargo. Whether you own a trucking company or are a truck driver, here are a few tips you can use. Background Checks On All Employees Trucking companies should...

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